<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="https://www.managingtobewealthy.com/wp-content/plugins/seriously-simple-podcasting/templates/feed-stylesheet.xsl"?><rss version="2.0"
	 xmlns:content="http://purl.org/rss/1.0/modules/content/"
	 xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	 xmlns:dc="http://purl.org/dc/elements/1.1/"
	 xmlns:atom="http://www.w3.org/2005/Atom"
	 xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	 xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	 xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd"
	 xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"
	 xmlns:podcast="https://podcastindex.org/namespace/1.0"
	>
		<channel>
		<title>Managing To Be Wealthy</title>
		<atom:link href="https://www.managingtobewealthy.com/feed/podcast/john-e-sestina-and-company/" rel="self" type="application/rss+xml"/>
		<link>https://www.managingtobewealthy.com/series/john-e-sestina-and-company/</link>
		<description>Managing to Be Wealthy® is one of the nation’s premier financial planning podcasts—informative, innovative, and rooted in real-world experience. Hosted by Tracey Bennett and our team of CERTIFIED FINANCIAL PLANNER™ professionals, each episode blends decades of insight with relatable conversations to help you take charge of your financial life with clarity and confidence. Produced by John E. Sestina and Company in tandem with Boxland Media, LLC, a fee-only financial planning firm registered with the SEC and based in Columbus, Ohio, the podcast reflects a philosophy more than 50 years in the making. Grounded in our comprehensive and time-tested approach, Managing to Be Wealthy®, we deliver planning guidance that is personal, practical, and built around your goals—because peace of mind is the true measure of wealth. Each weekly episode covers timely and timeless topics alike—from “Do you feel financially secure for retirement?” to “What does it take to become financially independent?”—offering valuable takeaways for listeners at every stage of life. You can tune in anytime, wherever you stream your podcasts. If you have a question or would like to join the conversation, we’d love to hear from you.
www.managingtobewealthy.com.</description>
		<lastBuildDate>Thu, 14 May 2026 10:00:44 +0000</lastBuildDate>
		<language>en-US</language>
		<copyright>All rights reserved.</copyright>
		<itunes:subtitle>The nation&#039;s premier financial planning radio show</itunes:subtitle>
		<itunes:author>John E. Sestina and Company</itunes:author>
		<itunes:type>episodic</itunes:type>
		<itunes:summary>Managing to Be Wealthy® is one of the nation’s premier financial planning podcasts—informative, innovative, and rooted in real-world experience. Hosted by Tracey Bennett and our team of CERTIFIED FINANCIAL PLANNER™ professionals, each episode blends decades of insight with relatable conversations to help you take charge of your financial life with clarity and confidence. Produced by John E. Sestina and Company in tandem with Boxland Media, LLC, a fee-only financial planning firm registered with the SEC and based in Columbus, Ohio, the podcast reflects a philosophy more than 50 years in the making. Grounded in our comprehensive and time-tested approach, Managing to Be Wealthy®, we deliver planning guidance that is personal, practical, and built around your goals—because peace of mind is the true measure of wealth. Each weekly episode covers timely and timeless topics alike—from “Do you feel financially secure for retirement?” to “What does it take to become financially independent?”—offering valuable takeaways for listeners at every stage of life. You can tune in anytime, wherever you stream your podcasts. If you have a question or would like to join the conversation, we’d love to hear from you.
www.managingtobewealthy.com.</itunes:summary>
		<itunes:owner>
			<itunes:name>John E. Sestina and Company</itunes:name>
			<itunes:email>info@managingtobewealthy.com</itunes:email>
		</itunes:owner>
		<itunes:explicit>false</itunes:explicit>
		<itunes:image href="https://eadn-wc01-16493545.nxedge.io/wp-content/uploads/2025/12/MTBW-LOGO-SQUARE-COLOR-use-in-circle-format.png"></itunes:image>
			<image>
				<url>https://www.managingtobewealthy.com/wp-content/uploads/2025/12/MTBW-LOGO-SQUARE-COLOR-use-in-circle-format.png</url>
				<title>Managing To Be Wealthy</title>
				<link>https://www.managingtobewealthy.com/series/john-e-sestina-and-company/</link>
			</image>
		<itunes:category text="Business">
			<itunes:category text="Investing"></itunes:category>
		</itunes:category>
		<itunes:category text="Business">
									<itunes:category text="Investing"></itunes:category>
							</itunes:category>
		<itunes:category text="Business">
									<itunes:category text="Business News"></itunes:category>
							</itunes:category>
		<googleplay:author><![CDATA[John E. Sestina and Company]]></googleplay:author>
			<googleplay:email>info@managingtobewealthy.com</googleplay:email>			<googleplay:description>Managing to Be Wealthy® is one of the nation’s premier financial planning podcasts—informative, innovative, and rooted in real-world experience. Hosted by Tracey Bennett and our team of CERTIFIED FINANCIAL PLANNER™ professionals, each episode blends decades of insight with relatable conversations to help you take charge of your financial life with clarity and confidence. Produced by John E. Sestina and Company in tandem with Boxland Media, LLC, a fee-only financial planning firm registered with the SEC and based in Columbus, Ohio, the podcast reflects a philosophy more than 50 years in the making. Grounded in our comprehensive and time-tested approach, Managing to Be Wealthy®, we deliver planning guidance that is personal, practical, and built around your goals—because peace of mind is the true measure of wealth. Each weekly episode covers timely and timeless topics alike—from “Do you feel financially secure for retirement?” to “What does it take to become financially independent?”—offering valuable takeaways for listeners at every stage of life. You can tune in anytime, wherever you stream your podcasts. If you have a question or would like to join the conversation, we’d love to hear from you.
www.managingtobewealthy.com.</googleplay:description>
			<googleplay:explicit>No</googleplay:explicit>
			<googleplay:image href="https://eadn-wc01-16493545.nxedge.io/wp-content/uploads/2025/12/MTBW-LOGO-SQUARE-COLOR-use-in-circle-format.png"></googleplay:image>
			<podcast:locked owner="info@managingtobewealthy.com">yes</podcast:locked>
		<podcast:guid>68f99ab8-9ec5-5344-85af-7be68b9f50e6</podcast:guid>
		
		<!-- podcast_generator="SSP by Castos/3.11.1" Seriously Simple Podcasting plugin for WordPress (https://wordpress.org/plugins/seriously-simple-podcasting/) -->
		<generator>https://wordpress.org/?v=6.9.4</generator>

<item>
	<title>Episode 364: Navigating Financial Growth in Subscription-Driven Businesses</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-364-navigating-financial-growth-in-subscription-driven-businesses/</link>
	<pubDate>Thu, 14 May 2026 08:00:24 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1269</guid>
	<description><![CDATA[Running a subscription business feels amazing—money shows up on schedule like a well‑trained golden retriever. Expenses, however, behave more like a raccoon in your trash cans. In this episode, we break down how to budget during those “good months,” save for taxes before they sneak‑attack you, and reinvest without buying every shiny tool the internet [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Running a subscription business feels amazing—money shows up on schedule like a well‑trained golden retriever. Expenses, however, behave more like a raccoon in your trash cans. In this episode, we break down how to budget during those “good months,” save]]></itunes:subtitle>
	<content:encoded><![CDATA[Running a subscription business feels amazing—money shows up on schedule like a well‑trained golden retriever. Expenses, however, behave more like a raccoon in your trash cans. In this episode, we break down how to budget during those “good months,” save for taxes before they sneak‑attack you, and reinvest without buying every shiny tool the internet [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2382103/c1e-5jqnvt7k7p7fjq91o-qd1q691vh9w4-fau9hy.mp3" length="74640960" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Running a subscription business feels amazing—money shows up on schedule like a well‑trained golden retriever. Expenses, however, behave more like a raccoon in your trash cans. In this episode, we break down how to budget during those “good months,” save for taxes before they sneak‑attack you, and reinvest without buying every shiny tool the internet [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:31:07</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Running a subscription business feels amazing—money shows up on schedule like a well‑trained golden retriever. Expenses, however, behave more like a raccoon in your trash cans. In this episode, we break down how to budget during those “good months,” save for taxes before they sneak‑attack you, and reinvest without buying every shiny tool the internet [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 363: Roth conversion strategies across life stages</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-363-roth-conversion-strategies-across-life-stages/</link>
	<pubDate>Thu, 07 May 2026 08:00:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1268</guid>
	<description><![CDATA[Tax Now, Party Later. A Roth conversion is basically choosing to pay taxes now so Future You can live their best tax‑free life. In this episode, we show how it plays out in your 20s and 30s (cheap taxes!), your 40s and 50s (timing is everything), and retirement (the golden “convert before RMDs attack” window). [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Tax Now, Party Later. A Roth conversion is basically choosing to pay taxes now so Future You can live their best tax‑free life. In this episode, we show how it plays out in your 20s and 30s (cheap taxes!), your 40s and 50s (timing is everything), and ret]]></itunes:subtitle>
	<content:encoded><![CDATA[Tax Now, Party Later. A Roth conversion is basically choosing to pay taxes now so Future You can live their best tax‑free life. In this episode, we show how it plays out in your 20s and 30s (cheap taxes!), your 40s and 50s (timing is everything), and retirement (the golden “convert before RMDs attack” window). [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2382099/c1e-z0187f383v5fd164j-7zroj1v2sk0z-xfv9qp.mp3" length="63492480" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Tax Now, Party Later. A Roth conversion is basically choosing to pay taxes now so Future You can live their best tax‑free life. In this episode, we show how it plays out in your 20s and 30s (cheap taxes!), your 40s and 50s (timing is everything), and retirement (the golden “convert before RMDs attack” window). [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:26:28</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Tax Now, Party Later. A Roth conversion is basically choosing to pay taxes now so Future You can live their best tax‑free life. In this episode, we show how it plays out in your 20s and 30s (cheap taxes!), your 40s and 50s (timing is everything), and retirement (the golden “convert before RMDs attack” window). [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 362: Estate Plans Without Family Governance: Like a Car Without a Driver</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-362-estate-plans-without-family-governance-like-a-car-without-a-driver/</link>
	<pubDate>Thu, 30 Apr 2026 08:00:03 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1263</guid>
	<description><![CDATA[Picture a legacy that practically runs itself—not just because the paperwork is solid, but because everyone already knows how to carry the plan forward with confidence. This episode explores the behind‑the‑scenes structure that helps families stay coordinated, informed, and genuinely connected as they move through the future together. Important Note: The content shared is for [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Picture a legacy that practically runs itself—not just because the paperwork is solid, but because everyone already knows how to carry the plan forward with confidence. This episode explores the behind‑the‑scenes structure that helps families stay coordi]]></itunes:subtitle>
	<content:encoded><![CDATA[Picture a legacy that practically runs itself—not just because the paperwork is solid, but because everyone already knows how to carry the plan forward with confidence. This episode explores the behind‑the‑scenes structure that helps families stay coordinated, informed, and genuinely connected as they move through the future together. Important Note: The content shared is for [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2381012/c1e-z0187f38mnzid164j-dm1rv60vur1o-pmr4ua.mp3" length="53999040" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Picture a legacy that practically runs itself—not just because the paperwork is solid, but because everyone already knows how to carry the plan forward with confidence. This episode explores the behind‑the‑scenes structure that helps families stay coordinated, informed, and genuinely connected as they move through the future together. Important Note: The content shared is for [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:22:30</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Picture a legacy that practically runs itself—not just because the paperwork is solid, but because everyone already knows how to carry the plan forward with confidence. This episode explores the behind‑the‑scenes structure that helps families stay coordinated, informed, and genuinely connected as they move through the future together. Important Note: The content shared is for [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 361: The Sequence of Savings Funding HSA, Roth, 401(k), or Taxable First</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-361-the-sequence-of-savings-funding-hsa-roth-401k-or-taxable-first/</link>
	<pubDate>Thu, 23 Apr 2026 08:00:25 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1261</guid>
	<description><![CDATA[What if saving wasn’t about rules at all — but about unlocking the smartest sequence for building real financial freedom? This episode peeks behind the curtain at how savvy savers quietly turn everyday choices into long‑term power moves… and why where you stash your next dollar might matter more than how much you save. Think [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[What if saving wasn’t about rules at all — but about unlocking the smartest sequence for building real financial freedom? This episode peeks behind the curtain at how savvy savers quietly turn everyday choices into long‑term power moves… and why where yo]]></itunes:subtitle>
	<content:encoded><![CDATA[What if saving wasn’t about rules at all — but about unlocking the smartest sequence for building real financial freedom? This episode peeks behind the curtain at how savvy savers quietly turn everyday choices into long‑term power moves… and why where you stash your next dollar might matter more than how much you save. Think [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2381010/c1e-g6jgqtrv3d1czwrnq-ww7qjzp0sko-ol8hxw.mp3" length="59939520" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[What if saving wasn’t about rules at all — but about unlocking the smartest sequence for building real financial freedom? This episode peeks behind the curtain at how savvy savers quietly turn everyday choices into long‑term power moves… and why where you stash your next dollar might matter more than how much you save. Think [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:24:59</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[What if saving wasn’t about rules at all — but about unlocking the smartest sequence for building real financial freedom? This episode peeks behind the curtain at how savvy savers quietly turn everyday choices into long‑term power moves… and why where you stash your next dollar might matter more than how much you save. Think [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 360: Equity Compensation Unlocked &#8211; Turning Stock into Strategy</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-360-equity-compensation-unlocked-turning-stock-into-strategy/</link>
	<pubDate>Thu, 16 Apr 2026 08:00:02 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1260</guid>
	<description><![CDATA[Ever wondered how to turn company stock into real strategy? This episode breaks down RSUs, stock options, ESPPs, tax timing, concentration risk, and what to do when big liquidity events hit. We’ll talk through how equity can fund real‑life goals, how to avoid surprise taxes, and how to build a plan that grows with you—simple, [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Ever wondered how to turn company stock into real strategy? This episode breaks down RSUs, stock options, ESPPs, tax timing, concentration risk, and what to do when big liquidity events hit. We’ll talk through how equity can fund real‑life goals, how to ]]></itunes:subtitle>
	<content:encoded><![CDATA[Ever wondered how to turn company stock into real strategy? This episode breaks down RSUs, stock options, ESPPs, tax timing, concentration risk, and what to do when big liquidity events hit. We’ll talk through how equity can fund real‑life goals, how to avoid surprise taxes, and how to build a plan that grows with you—simple, [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2381006/c1e-r6g9mtozj4rsd73mj-1prwpn9xavz2-jmi4xz.mp3" length="36270720" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Ever wondered how to turn company stock into real strategy? This episode breaks down RSUs, stock options, ESPPs, tax timing, concentration risk, and what to do when big liquidity events hit. We’ll talk through how equity can fund real‑life goals, how to avoid surprise taxes, and how to build a plan that grows with you—simple, [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:15:07</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Ever wondered how to turn company stock into real strategy? This episode breaks down RSUs, stock options, ESPPs, tax timing, concentration risk, and what to do when big liquidity events hit. We’ll talk through how equity can fund real‑life goals, how to avoid surprise taxes, and how to build a plan that grows with you—simple, [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 359: Beyond the Nest- Power Moves for Your Next Wealth Chapter</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-359-beyond-the-nest-power-moves-for-your-next-wealth-chapter/</link>
	<pubDate>Thu, 09 Apr 2026 08:00:29 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1259</guid>
	<description><![CDATA[As you approach your next wealth chapter, this conversation digs into how to redirect extra cash more intentionally, sharpen your tax and investing moves, refresh estate and insurance plans, and prep confidently for big financial decisions—all while keeping an eye on long‑term goals, family conversations, and the mindset shifts that come with major life transitions. [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[As you approach your next wealth chapter, this conversation digs into how to redirect extra cash more intentionally, sharpen your tax and investing moves, refresh estate and insurance plans, and prep confidently for big financial decisions—all while keep]]></itunes:subtitle>
	<content:encoded><![CDATA[As you approach your next wealth chapter, this conversation digs into how to redirect extra cash more intentionally, sharpen your tax and investing moves, refresh estate and insurance plans, and prep confidently for big financial decisions—all while keeping an eye on long‑term goals, family conversations, and the mindset shifts that come with major life transitions. [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2381003/c1e-o60xrtj9v4puvd3rz-mkgpk89oh82g-d6gmzh.mp3" length="68403840" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[As you approach your next wealth chapter, this conversation digs into how to redirect extra cash more intentionally, sharpen your tax and investing moves, refresh estate and insurance plans, and prep confidently for big financial decisions—all while keeping an eye on long‑term goals, family conversations, and the mindset shifts that come with major life transitions. [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:28:31</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[As you approach your next wealth chapter, this conversation digs into how to redirect extra cash more intentionally, sharpen your tax and investing moves, refresh estate and insurance plans, and prep confidently for big financial decisions—all while keeping an eye on long‑term goals, family conversations, and the mindset shifts that come with major life transitions. [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 358: Boomer Futures &#8211; Planning to Live Long, Live Well, and Leave on Your Terms</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-358-boomer-futures-planning-to-live-long-live-well-and-leave-on-your-terms/</link>
	<pubDate>Thu, 02 Apr 2026 08:00:59 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1258</guid>
	<description><![CDATA[Boomers aren’t just aging — they’re redefining what the next 30 years can look like. This episode dives into how today’s longest‑living, most financially powerful generation can turn longevity into leverage. We’re talking thriving into your 90s, supporting kids and parents without losing momentum, navigating rising health costs with confidence, building a retirement paycheck that [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Boomers aren’t just aging — they’re redefining what the next 30 years can look like. This episode dives into how today’s longest‑living, most financially powerful generation can turn longevity into leverage. We’re talking thriving into your 90s, supporti]]></itunes:subtitle>
	<content:encoded><![CDATA[Boomers aren’t just aging — they’re redefining what the next 30 years can look like. This episode dives into how today’s longest‑living, most financially powerful generation can turn longevity into leverage. We’re talking thriving into your 90s, supporting kids and parents without losing momentum, navigating rising health costs with confidence, building a retirement paycheck that [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2381001/c1e-2j891tq18nwuvq304-7zrozq47aw0-gncqap.mp3" length="74111040" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Boomers aren’t just aging — they’re redefining what the next 30 years can look like. This episode dives into how today’s longest‑living, most financially powerful generation can turn longevity into leverage. We’re talking thriving into your 90s, supporting kids and parents without losing momentum, navigating rising health costs with confidence, building a retirement paycheck that [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:30:53</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Boomers aren’t just aging — they’re redefining what the next 30 years can look like. This episode dives into how today’s longest‑living, most financially powerful generation can turn longevity into leverage. We’re talking thriving into your 90s, supporting kids and parents without losing momentum, navigating rising health costs with confidence, building a retirement paycheck that [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 357: Peace of Mind in Your Lifetime: Planning for Loved Ones with Special Needs</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-357-peace-of-mind-in-your-lifetime-planning-for-loved-ones-with-special-needs/</link>
	<pubDate>Thu, 02 Apr 2026 08:00:25 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1257</guid>
	<description><![CDATA[When someone you love needs lifelong support, the decisions you make today can shape their security for decades. This episode pulls back the curtain on the thoughtful, behind‑the‑scenes choices families consider when building a plan that protects benefits, honors trust, and keeps everyone confidently aligned for the long run. Important Note: The content shared is [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[When someone you love needs lifelong support, the decisions you make today can shape their security for decades. This episode pulls back the curtain on the thoughtful, behind‑the‑scenes choices families consider when building a plan that protects benefit]]></itunes:subtitle>
	<content:encoded><![CDATA[When someone you love needs lifelong support, the decisions you make today can shape their security for decades. This episode pulls back the curtain on the thoughtful, behind‑the‑scenes choices families consider when building a plan that protects benefits, honors trust, and keeps everyone confidently aligned for the long run. Important Note: The content shared is [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2380991/c1e-p6no0tw95z7b1qgp0-9jw9jk5ziwdx-wyuhka.mp3" length="43244160" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[When someone you love needs lifelong support, the decisions you make today can shape their security for decades. This episode pulls back the curtain on the thoughtful, behind‑the‑scenes choices families consider when building a plan that protects benefits, honors trust, and keeps everyone confidently aligned for the long run. Important Note: The content shared is [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:18:02</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[When someone you love needs lifelong support, the decisions you make today can shape their security for decades. This episode pulls back the curtain on the thoughtful, behind‑the‑scenes choices families consider when building a plan that protects benefits, honors trust, and keeps everyone confidently aligned for the long run. Important Note: The content shared is [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 354: Life After Graduation- Preparing Your College Grad for What’s Next</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-354-life-after-graduation-preparing-your-college-grad-for-whats-nextt/</link>
	<pubDate>Thu, 26 Mar 2026 08:00:52 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1252</guid>
	<description><![CDATA[Post‑college life comes with paychecks, bills, decisions, and plenty of “wait… how do I do this?” moments. This episode helps new grads ease into adulthood with a simple, supportive look at money, work, and building confidence in the real world—served with a little humor to make the transition feel a lot less intimidating. Important Note: [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Post‑college life comes with paychecks, bills, decisions, and plenty of “wait… how do I do this?” moments. This episode helps new grads ease into adulthood with a simple, supportive look at money, work, and building confidence in the real world—served wi]]></itunes:subtitle>
	<content:encoded><![CDATA[Post‑college life comes with paychecks, bills, decisions, and plenty of “wait… how do I do this?” moments. This episode helps new grads ease into adulthood with a simple, supportive look at money, work, and building confidence in the real world—served with a little humor to make the transition feel a lot less intimidating. Important Note: [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2376583/c1e-o60xrtj0zrjhvd3rz-34xojkmwa320-incsas.mp3" length="66625920" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Post‑college life comes with paychecks, bills, decisions, and plenty of “wait… how do I do this?” moments. This episode helps new grads ease into adulthood with a simple, supportive look at money, work, and building confidence in the real world—served with a little humor to make the transition feel a lot less intimidating. Important Note: [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:27:46</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Post‑college life comes with paychecks, bills, decisions, and plenty of “wait… how do I do this?” moments. This episode helps new grads ease into adulthood with a simple, supportive look at money, work, and building confidence in the real world—served with a little humor to make the transition feel a lot less intimidating. Important Note: [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 356: Gray Divorce: Protecting Wealth and Independence After 50</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-356-gray-divorce-protecting-wealth-and-independence-after-50/</link>
	<pubDate>Thu, 26 Mar 2026 08:00:49 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1256</guid>
	<description><![CDATA[Splitting up after 50? Let’s make sure the only thing that breaks is the relationship, not your retirement plan. We’ll cover the big stuff: using QDROs without triggering tax nightmares, smart IRA moves, Social Security secrets (hello, 10‑year rule), and why “keeping the house” might actually be keeping you broke. We’ll also hit the must‑dos: [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Splitting up after 50? Let’s make sure the only thing that breaks is the relationship, not your retirement plan. We’ll cover the big stuff: using QDROs without triggering tax nightmares, smart IRA moves, Social Security secrets (hello, 10‑year rule), and]]></itunes:subtitle>
	<content:encoded><![CDATA[Splitting up after 50? Let’s make sure the only thing that breaks is the relationship, not your retirement plan. We’ll cover the big stuff: using QDROs without triggering tax nightmares, smart IRA moves, Social Security secrets (hello, 10‑year rule), and why “keeping the house” might actually be keeping you broke. We’ll also hit the must‑dos: [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2380982/c1e-r6g9mtozjvrcd73mj-6z9xz5o9t54p-b9qhxw.mp3" length="62990400" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Splitting up after 50? Let’s make sure the only thing that breaks is the relationship, not your retirement plan. We’ll cover the big stuff: using QDROs without triggering tax nightmares, smart IRA moves, Social Security secrets (hello, 10‑year rule), and why “keeping the house” might actually be keeping you broke. We’ll also hit the must‑dos: [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:26:15</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Splitting up after 50? Let’s make sure the only thing that breaks is the relationship, not your retirement plan. We’ll cover the big stuff: using QDROs without triggering tax nightmares, smart IRA moves, Social Security secrets (hello, 10‑year rule), and why “keeping the house” might actually be keeping you broke. We’ll also hit the must‑dos: [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 355: Smart Spending How Small Businesses Can Use Section 179 to Strengthen Their Financial Plan</title>
	<link>https://www.managingtobewealthy.com/podcast/smart-spending-how-small-businesses-can-use-section-179-to-strengthen-their-financial-plan/</link>
	<pubDate>Thu, 26 Mar 2026 08:00:12 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1255</guid>
	<description><![CDATA[Section 179 can be a real boost—if you use it with purpose. In this episode, we’ll talk about making confident, well‑timed decisions, choosing upgrades that actually move your business forward, and weaving tax strategy into a bigger financial plan &#8211; with the right pros in your corner. Important Note: The content shared is for informational [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Section 179 can be a real boost—if you use it with purpose. In this episode, we’ll talk about making confident, well‑timed decisions, choosing upgrades that actually move your business forward, and weaving tax strategy into a bigger financial plan &#8211]]></itunes:subtitle>
	<content:encoded><![CDATA[Section 179 can be a real boost—if you use it with purpose. In this episode, we’ll talk about making confident, well‑timed decisions, choosing upgrades that actually move your business forward, and weaving tax strategy into a bigger financial plan &#8211; with the right pros in your corner. Important Note: The content shared is for informational [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2380979/c1e-o60xrtj9v1phvd3rz-z34q3xx5s9k1-sz0zkd.mp3" length="43617600" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Section 179 can be a real boost—if you use it with purpose. In this episode, we’ll talk about making confident, well‑timed decisions, choosing upgrades that actually move your business forward, and weaving tax strategy into a bigger financial plan &#8211; with the right pros in your corner. Important Note: The content shared is for informational [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:18:11</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Section 179 can be a real boost—if you use it with purpose. In this episode, we’ll talk about making confident, well‑timed decisions, choosing upgrades that actually move your business forward, and weaving tax strategy into a bigger financial plan &#8211; with the right pros in your corner. Important Note: The content shared is for informational [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 351: Beyond the Mortgage Hidden Costs, Builder Buydowns &#038; Protecting Your Home and Identity</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-351-beyond-the-mortgage-hidden-costs-builder-buydowns-protecting-your-home-and-identity/</link>
	<pubDate>Thu, 19 Mar 2026 08:00:51 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1249</guid>
	<description><![CDATA[Owning a home is more than a mortgage payment—it’s a whole ecosystem of costs, decisions, and “wait… no one told me that” moments. In this episode, we explore the often‑overlooked parts of homeownership, from surprising expenses to smart ways to protect both your property and your identity. With practical guidance, a little levity, and a [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Owning a home is more than a mortgage payment—it’s a whole ecosystem of costs, decisions, and “wait… no one told me that” moments. In this episode, we explore the often‑overlooked parts of homeownership, from surprising expenses to smart ways to protect ]]></itunes:subtitle>
	<content:encoded><![CDATA[Owning a home is more than a mortgage payment—it’s a whole ecosystem of costs, decisions, and “wait… no one told me that” moments. In this episode, we explore the often‑overlooked parts of homeownership, from surprising expenses to smart ways to protect both your property and your identity. With practical guidance, a little levity, and a [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2376573/c1e-7j8g5tv2jdjhw5gro-0v98wmr9ak25-1t0ytt.mp3" length="95161920" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Owning a home is more than a mortgage payment—it’s a whole ecosystem of costs, decisions, and “wait… no one told me that” moments. In this episode, we explore the often‑overlooked parts of homeownership, from surprising expenses to smart ways to protect both your property and your identity. With practical guidance, a little levity, and a [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:39:40</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Owning a home is more than a mortgage payment—it’s a whole ecosystem of costs, decisions, and “wait… no one told me that” moments. In this episode, we explore the often‑overlooked parts of homeownership, from surprising expenses to smart ways to protect both your property and your identity. With practical guidance, a little levity, and a [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 353: Spending Smart in Retirement</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-353-spending-smart-in-retirement/</link>
	<pubDate>Thu, 19 Mar 2026 08:00:50 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1251</guid>
	<description><![CDATA[You did the saving… so why does spending feel so uncomfortable? This episode walks through retirement income and withdrawals in a practical way that helps replace worry with confidence. Important Note: The content shared is for informational purposes only and should not be considered personalized financial, legal, or tax advice. We do not recommend specific [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[You did the saving… so why does spending feel so uncomfortable? This episode walks through retirement income and withdrawals in a practical way that helps replace worry with confidence. Important Note: The content shared is for informational purposes onl]]></itunes:subtitle>
	<content:encoded><![CDATA[You did the saving… so why does spending feel so uncomfortable? This episode walks through retirement income and withdrawals in a practical way that helps replace worry with confidence. Important Note: The content shared is for informational purposes only and should not be considered personalized financial, legal, or tax advice. We do not recommend specific [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2376579/c1e-w342vtvz5jzu58wno-dm18rk9wujp6-we19hr.mp3" length="52217280" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[You did the saving… so why does spending feel so uncomfortable? This episode walks through retirement income and withdrawals in a practical way that helps replace worry with confidence. Important Note: The content shared is for informational purposes only and should not be considered personalized financial, legal, or tax advice. We do not recommend specific [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:21:46</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[You did the saving… so why does spending feel so uncomfortable? This episode walks through retirement income and withdrawals in a practical way that helps replace worry with confidence. Important Note: The content shared is for informational purposes only and should not be considered personalized financial, legal, or tax advice. We do not recommend specific [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 352: Boomers on the Move- Travel Trends &#038; Financial Tips for the Golden Years</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-352-boomers-on-the-move-travel-trends-financial-tips-for-the-golden-years/</link>
	<pubDate>Thu, 19 Mar 2026 08:00:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1250</guid>
	<description><![CDATA[Travel is a top priority for many retirees—but how do you make it fit your financial plan? In this episode, we explore smart budgeting for bucket-list trips, maximizing travel rewards, planning for healthcare abroad, and avoiding scams. Plus, we cover estate considerations for foreign property and tips for balancing family travel with long-term financial health—so [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Travel is a top priority for many retirees—but how do you make it fit your financial plan? In this episode, we explore smart budgeting for bucket-list trips, maximizing travel rewards, planning for healthcare abroad, and avoiding scams. Plus, we cover es]]></itunes:subtitle>
	<content:encoded><![CDATA[Travel is a top priority for many retirees—but how do you make it fit your financial plan? In this episode, we explore smart budgeting for bucket-list trips, maximizing travel rewards, planning for healthcare abroad, and avoiding scams. Plus, we cover estate considerations for foreign property and tips for balancing family travel with long-term financial health—so [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2376575/c1e-dpj07hovg00s5wk6q-okp2q7kgc22d-4pooei.mp3" length="49701120" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Travel is a top priority for many retirees—but how do you make it fit your financial plan? In this episode, we explore smart budgeting for bucket-list trips, maximizing travel rewards, planning for healthcare abroad, and avoiding scams. Plus, we cover estate considerations for foreign property and tips for balancing family travel with long-term financial health—so [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:20:43</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Travel is a top priority for many retirees—but how do you make it fit your financial plan? In this episode, we explore smart budgeting for bucket-list trips, maximizing travel rewards, planning for healthcare abroad, and avoiding scams. Plus, we cover estate considerations for foreign property and tips for balancing family travel with long-term financial health—so [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 349: Smart Debt Strategy: Using a HELOC to Accelerate Payoff</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-349-smart-debt-strategy-using-a-heloc-to-accelerate-payoff/</link>
	<pubDate>Thu, 12 Mar 2026 08:00:59 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1247</guid>
	<description><![CDATA[Thinking about using a HELOC to help tackle debt—but not sure if it’s a smart move or a risky one? In this episode, we walk through how a home equity line of credit works, why some people use it to pay down higher‑interest debt, and the trade‑offs to think about along the way. It’s a [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Thinking about using a HELOC to help tackle debt—but not sure if it’s a smart move or a risky one? In this episode, we walk through how a home equity line of credit works, why some people use it to pay down higher‑interest debt, and the trade‑offs to thi]]></itunes:subtitle>
	<content:encoded><![CDATA[Thinking about using a HELOC to help tackle debt—but not sure if it’s a smart move or a risky one? In this episode, we walk through how a home equity line of credit works, why some people use it to pay down higher‑interest debt, and the trade‑offs to think about along the way. It’s a [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2376568/c1e-z0187f35rqnud164j-9jwm9dv4i15d-v6vz5l.mp3" length="42177600" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Thinking about using a HELOC to help tackle debt—but not sure if it’s a smart move or a risky one? In this episode, we walk through how a home equity line of credit works, why some people use it to pay down higher‑interest debt, and the trade‑offs to think about along the way. It’s a [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:17:35</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Thinking about using a HELOC to help tackle debt—but not sure if it’s a smart move or a risky one? In this episode, we walk through how a home equity line of credit works, why some people use it to pay down higher‑interest debt, and the trade‑offs to think about along the way. It’s a [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 348: Cash Flow Modeling for Early Retirement </title>
	<link>https://www.managingtobewealthy.com/podcast/episode-348-cash-flow-modeling-for-early-retirement/</link>
	<pubDate>Thu, 12 Mar 2026 08:00:57 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1246</guid>
	<description><![CDATA[Planning to retire early and wondering how the numbers actually shake out? In this episode, we break down cash‑flow modeling in a simple, conversational way—looking at how your timeline, inflation, healthcare costs, Social Security, and shifting spending habits all play into a long‑term plan. It’s a down‑to‑earth chat about building flexibility into your future and [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Planning to retire early and wondering how the numbers actually shake out? In this episode, we break down cash‑flow modeling in a simple, conversational way—looking at how your timeline, inflation, healthcare costs, Social Security, and shifting spending]]></itunes:subtitle>
	<content:encoded><![CDATA[Planning to retire early and wondering how the numbers actually shake out? In this episode, we break down cash‑flow modeling in a simple, conversational way—looking at how your timeline, inflation, healthcare costs, Social Security, and shifting spending habits all play into a long‑term plan. It’s a down‑to‑earth chat about building flexibility into your future and [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2376567/c1e-1j23gtn3pr6ur6pgj-rk2jqv87adop-gua75p.mp3" length="59142720" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Planning to retire early and wondering how the numbers actually shake out? In this episode, we break down cash‑flow modeling in a simple, conversational way—looking at how your timeline, inflation, healthcare costs, Social Security, and shifting spending habits all play into a long‑term plan. It’s a down‑to‑earth chat about building flexibility into your future and [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:24:39</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Planning to retire early and wondering how the numbers actually shake out? In this episode, we break down cash‑flow modeling in a simple, conversational way—looking at how your timeline, inflation, healthcare costs, Social Security, and shifting spending habits all play into a long‑term plan. It’s a down‑to‑earth chat about building flexibility into your future and [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 350: Demystifying the 403(b)  What You Need to Know About Your Retirement Plan</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-350-demystifying-the-403b-what-you-need-to-know-about-your-retirement-plan/</link>
	<pubDate>Thu, 12 Mar 2026 08:00:45 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1248</guid>
	<description><![CDATA[A 403(b) can feel like one of those benefits you know is important—but aren’t totally sure how it actually works. In this episode, we break down what makes this plan unique, how to make the most of what your employer offers, and what to keep in mind as you build a retirement strategy that actually [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[A 403(b) can feel like one of those benefits you know is important—but aren’t totally sure how it actually works. In this episode, we break down what makes this plan unique, how to make the most of what your employer offers, and what to keep in mind as y]]></itunes:subtitle>
	<content:encoded><![CDATA[A 403(b) can feel like one of those benefits you know is important—but aren’t totally sure how it actually works. In this episode, we break down what makes this plan unique, how to make the most of what your employer offers, and what to keep in mind as you build a retirement strategy that actually [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2376570/c1e-vovm8t5row0uqd05k-0v98wgn3c68k-ms1jsc.mp3" length="54587520" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[A 403(b) can feel like one of those benefits you know is important—but aren’t totally sure how it actually works. In this episode, we break down what makes this plan unique, how to make the most of what your employer offers, and what to keep in mind as you build a retirement strategy that actually [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:22:45</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[A 403(b) can feel like one of those benefits you know is important—but aren’t totally sure how it actually works. In this episode, we break down what makes this plan unique, how to make the most of what your employer offers, and what to keep in mind as you build a retirement strategy that actually [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 347: 529 Plans and Scholarships- Smart Moves When Your Child Gets a Big Win</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-347-529-plans-and-scholarships-smart-moves-when-your-child-gets-a-big-win/</link>
	<pubDate>Thu, 05 Mar 2026 08:00:52 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1245</guid>
	<description><![CDATA[What happens when your child lands a big scholarship—and you still have money in their 529? In this episode, we break down the common “now what?” questions families face. We talk about using leftover funds without penalties, timing withdrawals, shifting beneficiaries, how scholarships interact with education tax credits, and whether extra 529 money could affect siblings’ [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[What happens when your child lands a big scholarship—and you still have money in their 529? In this episode, we break down the common “now what?” questions families face. We talk about using leftover funds without penalties, timing withdrawals, shifting ]]></itunes:subtitle>
	<content:encoded><![CDATA[What happens when your child lands a big scholarship—and you still have money in their 529? In this episode, we break down the common “now what?” questions families face. We talk about using leftover funds without penalties, timing withdrawals, shifting beneficiaries, how scholarships interact with education tax credits, and whether extra 529 money could affect siblings’ [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2376564/c1e-n6r79tz1rkqi3qwgr-nd1kqgjph6x5-tmfqxw.mp3" length="55357440" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[What happens when your child lands a big scholarship—and you still have money in their 529? In this episode, we break down the common “now what?” questions families face. We talk about using leftover funds without penalties, timing withdrawals, shifting beneficiaries, how scholarships interact with education tax credits, and whether extra 529 money could affect siblings’ [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:23:04</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[What happens when your child lands a big scholarship—and you still have money in their 529? In this episode, we break down the common “now what?” questions families face. We talk about using leftover funds without penalties, timing withdrawals, shifting beneficiaries, how scholarships interact with education tax credits, and whether extra 529 money could affect siblings’ [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 345: Behavioral Triggers in Financial Decision-Making</title>
	<link>https://www.managingtobewealthy.com/podcast/behavioral-triggers-in-financial-decision-making/</link>
	<pubDate>Thu, 05 Mar 2026 08:00:50 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1243</guid>
	<description><![CDATA[Why do emotions drive money choices? We’re unpacking common biases—like loss aversion, anchoring, and herd mentality—and how they shape decisions every day. Tune in for practical insights on staying grounded and making smarter financial moves. Important Note: The content shared is for informational purposes only and should not be considered personalized financial, legal, or tax [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Why do emotions drive money choices? We’re unpacking common biases—like loss aversion, anchoring, and herd mentality—and how they shape decisions every day. Tune in for practical insights on staying grounded and making smarter financial moves. Important ]]></itunes:subtitle>
	<content:encoded><![CDATA[Why do emotions drive money choices? We’re unpacking common biases—like loss aversion, anchoring, and herd mentality—and how they shape decisions every day. Tune in for practical insights on staying grounded and making smarter financial moves. Important Note: The content shared is for informational purposes only and should not be considered personalized financial, legal, or tax [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2376559/c1e-o60xrtj086jbvd3rz-z34mqrdjijqp-gcl1h1.mp3" length="62953920" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Why do emotions drive money choices? We’re unpacking common biases—like loss aversion, anchoring, and herd mentality—and how they shape decisions every day. Tune in for practical insights on staying grounded and making smarter financial moves. Important Note: The content shared is for informational purposes only and should not be considered personalized financial, legal, or tax [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:26:14</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Why do emotions drive money choices? We’re unpacking common biases—like loss aversion, anchoring, and herd mentality—and how they shape decisions every day. Tune in for practical insights on staying grounded and making smarter financial moves. Important Note: The content shared is for informational purposes only and should not be considered personalized financial, legal, or tax [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 346: Charitable Giving via Donor-Advised Funds and Qualified Charitable Distributions</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-346-charitable-giving-via-donor-advised-funds-and-qualified-charitable-distributions/</link>
	<pubDate>Thu, 05 Mar 2026 08:00:09 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1244</guid>
	<description><![CDATA[Want to give to charity and keep more in your pocket? We break down two powerful strategies—Donor‑Advised Funds and Qualified Charitable Distributions—so you can see how they work, who they help, and how timing your gifts can make a big difference. Educational only; not tax, legal, or investment advice. Important Note: The content shared is [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Want to give to charity and keep more in your pocket? We break down two powerful strategies—Donor‑Advised Funds and Qualified Charitable Distributions—so you can see how they work, who they help, and how timing your gifts can make a big difference. Educa]]></itunes:subtitle>
	<content:encoded><![CDATA[Want to give to charity and keep more in your pocket? We break down two powerful strategies—Donor‑Advised Funds and Qualified Charitable Distributions—so you can see how they work, who they help, and how timing your gifts can make a big difference. Educational only; not tax, legal, or investment advice. Important Note: The content shared is [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2376561/c1e-9xgzkt2q8k6u4wqjr-9jwm9701t3jg-2cykus.mp3" length="34590720" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Want to give to charity and keep more in your pocket? We break down two powerful strategies—Donor‑Advised Funds and Qualified Charitable Distributions—so you can see how they work, who they help, and how timing your gifts can make a big difference. Educational only; not tax, legal, or investment advice. Important Note: The content shared is [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:14:25</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Want to give to charity and keep more in your pocket? We break down two powerful strategies—Donor‑Advised Funds and Qualified Charitable Distributions—so you can see how they work, who they help, and how timing your gifts can make a big difference. Educational only; not tax, legal, or investment advice. Important Note: The content shared is [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 344: Open Enrollment Made Simple &#8211; Maximizing Your Benefits</title>
	<link>https://www.managingtobewealthy.com/podcast/open-enrollment-made-simple-maximizing-your-benefits/</link>
	<pubDate>Thu, 26 Feb 2026 19:31:30 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1242</guid>
	<description><![CDATA[Open enrollment doesn’t have to be overwhelming. In this episode, we break down the basics, compare health plans, and explain FSAs vs. HSAs, and show you how to maximize employer perks and retirement contributions. Practical tips, real-life examples, and strategies to avoid costly mistakes—so you can make confident benefit choices. Important Note: The content shared [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Open enrollment doesn’t have to be overwhelming. In this episode, we break down the basics, compare health plans, and explain FSAs vs. HSAs, and show you how to maximize employer perks and retirement contributions. Practical tips, real-life examples, and]]></itunes:subtitle>
	<content:encoded><![CDATA[Open enrollment doesn’t have to be overwhelming. In this episode, we break down the basics, compare health plans, and explain FSAs vs. HSAs, and show you how to maximize employer perks and retirement contributions. Practical tips, real-life examples, and strategies to avoid costly mistakes—so you can make confident benefit choices. Important Note: The content shared [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2375095/c1e-r6g9mtom62ocd73mj-jpq7k76dcrpd-inugyr.mp3" length="43865280" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Open enrollment doesn’t have to be overwhelming. In this episode, we break down the basics, compare health plans, and explain FSAs vs. HSAs, and show you how to maximize employer perks and retirement contributions. Practical tips, real-life examples, and strategies to avoid costly mistakes—so you can make confident benefit choices. Important Note: The content shared [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:18:17</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Open enrollment doesn’t have to be overwhelming. In this episode, we break down the basics, compare health plans, and explain FSAs vs. HSAs, and show you how to maximize employer perks and retirement contributions. Practical tips, real-life examples, and strategies to avoid costly mistakes—so you can make confident benefit choices. Important Note: The content shared [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 343: Year-End Financial Checklist: Setting Yourself Up for Success</title>
	<link>https://www.managingtobewealthy.com/podcast/episode-343-year-end-financial-checklist-setting-yourself-up-for-success/</link>
	<pubDate>Thu, 26 Feb 2026 19:14:03 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1240</guid>
	<description><![CDATA[Close out the year with confidence! This episode walks through smart moves to review your budget, maximize retirement contributions, fine-tune tax strategies, update insurance, and set exciting goals for the year ahead. Practical tips to help you start strong and stay on track. Important Note: The content shared is for informational purposes only and should [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[Close out the year with confidence! This episode walks through smart moves to review your budget, maximize retirement contributions, fine-tune tax strategies, update insurance, and set exciting goals for the year ahead. Practical tips to help you start s]]></itunes:subtitle>
	<content:encoded><![CDATA[Close out the year with confidence! This episode walks through smart moves to review your budget, maximize retirement contributions, fine-tune tax strategies, update insurance, and set exciting goals for the year ahead. Practical tips to help you start strong and stay on track. Important Note: The content shared is for informational purposes only and should [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2375051/c1e-g6jgqtrwznpbzwrnq-ww7rnwmjc1x2-c28lme.mp3" length="53040960" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[Close out the year with confidence! This episode walks through smart moves to review your budget, maximize retirement contributions, fine-tune tax strategies, update insurance, and set exciting goals for the year ahead. Practical tips to help you start strong and stay on track. Important Note: The content shared is for informational purposes only and should [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:22:07</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[Close out the year with confidence! This episode walks through smart moves to review your budget, maximize retirement contributions, fine-tune tax strategies, update insurance, and set exciting goals for the year ahead. Practical tips to help you start strong and stay on track. Important Note: The content shared is for informational purposes only and should [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Episode 342: What Does “Fee-Only” Financial Planning Really Mean?</title>
	<link>https://www.managingtobewealthy.com/podcast/what-does-fee-only-financial-planning-really-mean/</link>
	<pubDate>Thu, 26 Feb 2026 18:40:16 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1239</guid>
	<description><![CDATA[This episode provides general educational information about the concept of fee-only financial planning. We’ll explain what the term means, how it differs from commission-based models, and discuss common considerations individuals may evaluate when choosing an approach. We’ll also cover general factors related to transparency and client-advisor relationships. Important Note: The content shared is for informational [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[This episode provides general educational information about the concept of fee-only financial planning. We’ll explain what the term means, how it differs from commission-based models, and discuss common considerations individuals may evaluate when choosi]]></itunes:subtitle>
	<content:encoded><![CDATA[This episode provides general educational information about the concept of fee-only financial planning. We’ll explain what the term means, how it differs from commission-based models, and discuss common considerations individuals may evaluate when choosing an approach. We’ll also cover general factors related to transparency and client-advisor relationships. Important Note: The content shared is for informational [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2375046/c1e-9xgzkt2q74di4wqjr-7zr0nnw1cn4o-a8k8xp.mp3" length="64808640" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[This episode provides general educational information about the concept of fee-only financial planning. We’ll explain what the term means, how it differs from commission-based models, and discuss common considerations individuals may evaluate when choosing an approach. We’ll also cover general factors related to transparency and client-advisor relationships. Important Note: The content shared is for informational [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:27:01</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[This episode provides general educational information about the concept of fee-only financial planning. We’ll explain what the term means, how it differs from commission-based models, and discuss common considerations individuals may evaluate when choosing an approach. We’ll also cover general factors related to transparency and client-advisor relationships. Important Note: The content shared is for informational [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep 341: Do You Need a Financial Advisor? Here’s the Real Answer</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-341-do-you-need-a-financial-advisor-heres-the-real-answer/</link>
	<pubDate>Thu, 11 Dec 2025 18:50:34 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://www.managingtobewealthy.com/?post_type=podcast&#038;p=1151</guid>
	<description><![CDATA[This episode provides general educational information about the role of financial advisors and considerations for determining whether professional guidance may be appropriate. We’ll discuss common factors individuals evaluate, the potential benefits of working with an advisor, and general strategies for managing personal finances. Important Note: The content shared is for informational purposes only and should [&#8230;]]]></description>
	<itunes:subtitle><![CDATA[This episode provides general educational information about the role of financial advisors and considerations for determining whether professional guidance may be appropriate. We’ll discuss common factors individuals evaluate, the potential benefits of w]]></itunes:subtitle>
	<content:encoded><![CDATA[This episode provides general educational information about the role of financial advisors and considerations for determining whether professional guidance may be appropriate. We’ll discuss common factors individuals evaluate, the potential benefits of working with an advisor, and general strategies for managing personal finances. Important Note: The content shared is for informational purposes only and should [&#8230;]]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284756/c1e-m6953tqgq7zt3g67n-25mr8qjxax50-t0yvjq.mp3" length="89415360" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[This episode provides general educational information about the role of financial advisors and considerations for determining whether professional guidance may be appropriate. We’ll discuss common factors individuals evaluate, the potential benefits of working with an advisor, and general strategies for managing personal finances. Important Note: The content shared is for informational purposes only and should [&#8230;]]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>00:37:16</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[This episode provides general educational information about the role of financial advisors and considerations for determining whether professional guidance may be appropriate. We’ll discuss common factors individuals evaluate, the potential benefits of working with an advisor, and general strategies for managing personal finances. Important Note: The content shared is for informational purposes only and should [&#8230;]]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 340 Fortunes Forged in History</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-340-fortunes-forged-in-history/</link>
	<pubDate>Fri, 16 May 2025 01:37:15 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-340-fortunes-forged-in-history/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284758/c1e-8j817to1owoa4gqd1-jpn1xo6otmrp-ma2ydq.mp3" length="32503109" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 339 House to Homebase</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-339-house-to-homebase/</link>
	<pubDate>Thu, 08 May 2025 20:30:37 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-339-house-to-homebase/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284759/c1e-dpj07hmgm2oc0om35-xxgnkr1oi9w1-76rxzf.mp3" length="26677486" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 338 Social Security Playbook</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-338-social-security-playbook/</link>
	<pubDate>Thu, 01 May 2025 20:17:36 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-338-social-security-playbook/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284760/c1e-7j8g5t9j9krh2821v-5zdmq4j9s6zv-ntlcxa.mp3" length="25624441" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 337 Tax Season Reset</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-337-tax-season-reset/</link>
	<pubDate>Thu, 24 Apr 2025 21:11:25 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-337-tax-season-reset/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284761/c1e-r6g9mtw1wr9inxkww-jpn1xo6zf628-znltfi.mp3" length="29058136" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 336 No Will?&#8230;Now What?!</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-336-no-will-now-what/</link>
	<pubDate>Thu, 17 Apr 2025 20:47:59 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-336-no-will-now-what/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284762/c1e-6j8mptoxod9sz2pzj-8doz8vjjudrv-ee1cmk.mp3" length="26040265" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 335 Who&#8217;s Got YOUR back?</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-335-whos-got-your-back/</link>
	<pubDate>Thu, 10 Apr 2025 21:07:22 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-335-whos-got-your-back/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284763/c1e-z0187f7r7v4tn2kno-47mn4qjnfkv0-vatdir.mp3" length="25139812" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 334 Turning Properties into Profits</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-334-turning-properties-into-profits/</link>
	<pubDate>Thu, 03 Apr 2025 22:37:36 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-334-turning-properties-into-profits/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284765/c1e-n6r79tdrdx7bo01o0-mkwv9r6vtjvk-am4uey.mp3" length="18915890" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 333 Wealth RX: The Doctor’s Blueprint</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-333-wealth-rx-the-doctors-blueprint/</link>
	<pubDate>Fri, 28 Mar 2025 15:57:44 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-333-wealth-rx-the-doctors-blueprint/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284766/c1e-4j408t1v122a90rp1-xxgnkr93tmrg-zx1oxm.mp3" length="25232103" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 332 Tax Bracket Playbook</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-332-tax-bracket-playbook/</link>
	<pubDate>Fri, 21 Mar 2025 14:03:06 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-332-tax-bracket-playbook/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284767/c1e-z0187f7r7vpcn2wn4-wwp0493otq1k-crsvzw.mp3" length="33713635" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 331 Leverage Debt, Grow Wealth</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-331-leverage-debt-grow-wealth/</link>
	<pubDate>Thu, 06 Mar 2025 22:17:15 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-331-leverage-debt-grow-wealth/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284768/c1e-n6r79tdrdx6so0875-okj50n6vuv7v-ibi9dx.mp3" length="29697739" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 330 Unlock Backdoor &#038; Mega Roth Secrets!</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-330-unlock-backdoor-mega-roth-secrets/</link>
	<pubDate>Thu, 27 Feb 2025 22:16:02 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-330-unlock-backdoor-mega-roth-secrets/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284769/c1e-z0187f7r7voan2p02-gp9nj16otxow-bvbygo.mp3" length="17817907" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 329 TRUST Smarter, Build Forever</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-329-trust-smarter-build-forever/</link>
	<pubDate>Fri, 21 Feb 2025 00:22:44 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-329-trust-smarter-build-forever/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284770/c1e-7j8g5t9j9k1a290do-1p792zjmt19k-qsuixt.mp3" length="24636281" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 328 Decode Your Statements</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-328-decode-your-statements/</link>
	<pubDate>Thu, 13 Feb 2025 21:43:08 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-328-decode-your-statements/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284771/c1e-z0187f7r7vking5kz-1p792zj1s5mx-v3mfxi.mp3" length="29820203" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 327 Couple&#8217;s Wealth: One Language</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-327-couples-wealth-one-language/</link>
	<pubDate>Wed, 05 Feb 2025 22:08:45 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-327-couples-wealth-one-language/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284772/c1e-dpj07hmgm2qi3kxgq-okj50n6rh9gm-szmpva.mp3" length="32530416" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 326 Long-Term Care Realities</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-326-long-term-care-realities/</link>
	<pubDate>Thu, 30 Jan 2025 22:15:17 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-326-long-term-care-realities/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284773/c1e-9xgzktd8dr8a00omv-dmx9jnp7i306-ihzxak.mp3" length="35062879" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 325 Crack the Wealth Code</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-325-crack-the-wealth-code/</link>
	<pubDate>Thu, 23 Jan 2025 15:36:27 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-325-crack-the-wealth-code/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284774/c1e-p6no0t1k13vh4no7k-rkpxg16mhv5q-trah0w.mp3" length="26573826" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 324 Family Fusion &#038; Finances</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-324-family-fusion-finances/</link>
	<pubDate>Thu, 16 Jan 2025 16:37:58 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-324-family-fusion-finances/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284775/c1e-vovm8t7o7gwf395z5-xxgnkr9zc811-u5ovry.mp3" length="23728292" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 323 Get Help From the Pro!</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-323-get-help-from-the-pro/</link>
	<pubDate>Fri, 10 Jan 2025 21:15:27 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-323-get-help-from-the-pro/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284776/c1e-1j23gt5p567i17m3o-25mr8qjgix34-cefynk.mp3" length="31384539" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 322 Protect Your Safe Haven</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-322-protect-your-safe-haven/</link>
	<pubDate>Fri, 03 Jan 2025 21:21:41 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-322-protect-your-safe-haven/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284777/c1e-r6g9mtw1wvxanx1rr-ndv2r07wugjq-e3bst7.mp3" length="38514923" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 321 Grad Goals &#8211; Financial Freedom</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-321-grad-goals-financial-freedom/</link>
	<pubDate>Thu, 26 Dec 2024 19:25:20 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-321-grad-goals-financial-freedom/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284778/c1e-k6ovxtg9g0rsx3vxg-okj50nx4bpqj-a9yo58.mp3" length="23571803" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 320 Cash Hoarding&#8217;s Hidden Cost</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-320-cash-hoardings-hidden-cost/</link>
	<pubDate>Thu, 19 Dec 2024 12:23:39 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-320-cash-hoardings-hidden-cost/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284779/c1e-m6953tqgqm3hov7w5-1p792z34a914-39rpr4.mp3" length="22444038" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 319 Naughty or Nice: Financial Wins!</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-319-naughty-or-nice-financial-wins/</link>
	<pubDate>Thu, 12 Dec 2024 01:40:34 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-319-naughty-or-nice-financial-wins/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284780/c1e-p6no0t1k1z9u4n698-7zx18vgkcg81-mongic.mp3" length="26813917" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 318 Life Events and Your Money</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-318-life-events-and-your-money/</link>
	<pubDate>Thu, 05 Dec 2024 14:45:40 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-318-life-events-and-your-money/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284781/c1e-g6jgqtm2mo3i05453-qdvkpg3wc20n-t8iutn.mp3" length="37946098" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 317 RMD Success Strategies</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-317-rmd-success-strategies/</link>
	<pubDate>Fri, 29 Nov 2024 00:40:53 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-317-rmd-success-strategies/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284782/c1e-r6g9mtw1wvwunxpwv-xxgnkr1oi1jz-gd6ify.mp3" length="31078081" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 316 Veteran Wealth Strategies</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-316-veteran-wealth-strategies/</link>
	<pubDate>Wed, 20 Nov 2024 22:25:05 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-316-veteran-wealth-strategies/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284783/c1e-q6p3ntd0d87bno5d0-5zdmq4nxaoro-th8kaw.mp3" length="29941434" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 315 Last Call: Year-End Financial Tips</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-315-last-call-year-end-financial-tips/</link>
	<pubDate>Wed, 13 Nov 2024 23:23:26 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-315-last-call-year-end-financial-tips/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284784/c1e-n6r79tdrdg8io07nv-8doz8v1qak9v-xxuuem.mp3" length="39449788" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 314 A Woman&#8217;s Legacy</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-314-a-womans-legacy/</link>
	<pubDate>Thu, 07 Nov 2024 13:54:18 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-314-a-womans-legacy/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284785/c1e-6j8mptoxo6naz2g6n-25mr8q94c8md-qp8dbb.mp3" length="30331692" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 313 Optimize Benefits, Plan Ahead</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-313-optimize-benefits-plan-ahead/</link>
	<pubDate>Thu, 31 Oct 2024 01:57:06 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-313-optimize-benefits-plan-ahead/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284786/c1e-9xgzktd8d5js0k52d-okj50nxjfg9k-rctbue.mp3" length="37107810" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 312 Alternative Investments Uncovered</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-312-alternative-investments-uncovered/</link>
	<pubDate>Wed, 23 Oct 2024 14:47:47 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-312-alternative-investments-uncovered/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284787/c1e-x9k1pa9n9o4h01g4g-47mn4q0ma7xv-wykgmq.mp3" length="22114276" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 311 Money Myths: Fact or Fiction?</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-311-money-myths-fact-or-fiction/</link>
	<pubDate>Wed, 16 Oct 2024 21:27:51 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-311-money-myths-fact-or-fiction/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284788/c1e-8j817to1o2nt4v7dw-8doz8v18t8g1-dm0psi.mp3" length="34901286" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 310 Future Healthcare, Medicare&#8217;s Impact</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-310-future-healthcare-medicares-impact/</link>
	<pubDate>Thu, 10 Oct 2024 15:53:29 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-310-future-healthcare-medicares-impact/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284789/c1e-o60xrt28217fmp1qn-gp9nj1g5snvv-hgligh.mp3" length="28619923" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 309 Digital Defense, CPA Shortage Solutions</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-309-digital-defense-cpa-shortage-solutions/</link>
	<pubDate>Wed, 02 Oct 2024 21:28:15 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-309-digital-defense-cpa-shortage-solutions/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284790/c1e-o60xrt2821ocm4dp8-qdvkpg3ptr7m-edukoi.mp3" length="39211981" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 308 The Fed’s Rate Play</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-308-the-feds-rate-play/</link>
	<pubDate>Mon, 23 Sep 2024 19:46:05 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-308-the-feds-rate-play/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284791/c1e-j6x8wt5d5rrh0ojnx-gp9nj1gpcn4k-v40ocp.mp3" length="22444038" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 307 Smart Growth for Small Biz</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-307-smart-growth-for-small-biz/</link>
	<pubDate>Wed, 18 Sep 2024 20:49:25 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-307-smart-growth-for-small-biz/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284792/c1e-z0187f7r7pnungj6k-okj50nx0h02r-bierqb.mp3" length="26516446" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 306 Medicare Made Easy!</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-306-medicare-made-easy/</link>
	<pubDate>Fri, 06 Sep 2024 22:01:28 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-306-medicare-made-easy/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284793/c1e-k6ovxtg9g0kbx79qw-v6prv3m0crr9-uwtnnw.mp3" length="40726401" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 305 Get Rich Quick!</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-305-get-rich-quick/</link>
	<pubDate>Fri, 06 Sep 2024 15:28:13 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-305-get-rich-quick/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284794/c1e-2j891tm3m6pfm3rj3-rkpxg195sonq-7rrvus.mp3" length="34623807" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 304 Long-Term Care: What&#8217;s YOUR Game Plan?</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-304-long-term-care-whats-your-game-plan/</link>
	<pubDate>Thu, 29 Aug 2024 17:33:12 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-304-long-term-care-whats-your-game-plan/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284795/c1e-0j0omtk4k6nt24dkv-rkpxg19kbzq-srb2po.mp3" length="35789196" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 303 Wages and the Economy</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-303-wages-and-the-economy/</link>
	<pubDate>Tue, 13 Aug 2024 16:39:19 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-303-wages-and-the-economy/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284796/c1e-4j408t1v16rtmvxo3-kpnzo3vpc7rj-oscxbn.mp3" length="32934173" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 302 Bold Retirement Explorations</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-302-bold-retirement-explorations/</link>
	<pubDate>Wed, 07 Aug 2024 16:39:04 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-302-bold-retirement-explorations/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284797/c1e-x9k1pa9n9onur2zqq-kpnzo3vkhv4n-5h5mn3.mp3" length="29413274" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 301 Social Security Work Strategies</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-301-social-security-work-strategies/</link>
	<pubDate>Thu, 25 Jul 2024 12:21:58 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-301-social-security-work-strategies/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284798/c1e-3j5r2tkvk6zfmvqm8-xxgnkr1jaxm9-vkadbv.mp3" length="28065009" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 300 Tax Tactics at All Ages</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-300-tax-tactics-at-all-ages/</link>
	<pubDate>Mon, 22 Jul 2024 20:42:25 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-300-tax-tactics-at-all-ages/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284799/c1e-6j8mptoxo6mu5vww0-kpnzo3v3ap92-ytefsp.mp3" length="45573312" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 299 401k or IRA?</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-299-401k-or-ira/</link>
	<pubDate>Fri, 12 Jul 2024 19:51:05 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-299-401k-or-ira/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284800/c1e-j6x8wt5d5owhpgvgk-mkwv9r52s38j-4bzn7z.mp3" length="31127948" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 298 Real Estate Insights</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-298-real-estate-insights/</link>
	<pubDate>Wed, 10 Jul 2024 19:38:11 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-298-real-estate-insights/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284801/c1e-6j8mptoxo85t5g3po-pkv7nmo5sp82-xuxe7f.mp3" length="30996912" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 297 Special Needs Wealth</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-297-special-needs-wealth/</link>
	<pubDate>Wed, 03 Jul 2024 19:24:51 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-297-special-needs-wealth/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284802/c1e-dpj07hmgmx7u3krm7-rkpxg195s29k-tdfeow.mp3" length="17828244" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 296 Establishing Trusts</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-296-establishing-trusts/</link>
	<pubDate>Tue, 25 Jun 2024 16:22:46 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-296-establishing-trusts/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284803/c1e-8j817to1odquxkdwn-v6prv3m9tr66-eg4elk.mp3" length="31760819" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 295 Beyond Uncertainty: Interest Rate Financial Strategies</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-295-beyond-uncertainty-interest-rate-financial-strategies/</link>
	<pubDate>Fri, 21 Jun 2024 18:20:52 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-295-beyond-uncertainty-interest-rate-financial-strategies/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284804/c1e-r6g9mtw1w4zfg3vz4-5zdmq4nwfnvk-9b3wdt.mp3" length="28308367" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 294 Beyond Uncertainty: Charitable Legacy Planning</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-294-beyond-uncertainty-charitable-legacy-planning/</link>
	<pubDate>Wed, 12 Jun 2024 15:29:10 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-294-beyond-uncertainty-charitable-legacy-planning/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284805/c1e-8j817to1od9cxkwjd-wwp0492qsvdz-tcrhrg.mp3" length="27658409" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 293 Beyond Uncertainty: Safeguarding Your Capacity</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-293-beyond-uncertainty-safeguarding-your-capacity/</link>
	<pubDate>Thu, 06 Jun 2024 14:35:38 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-293-beyond-uncertainty-safeguarding-your-capacity/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284806/c1e-w342vt323g3ujwqzk-okj50nxxhv60-xpknyh.mp3" length="36527041" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 292 Stock Option Insights</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-292-stock-option-insights/</link>
	<pubDate>Tue, 28 May 2024 20:27:45 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-292-stock-option-insights/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284807/c1e-9xgzktd8d12coqvdz-jpn1xo86s7z1-6vdipx.mp3" length="25540319" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 291 Prosperity In Retirement</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-291-prosperity-in-retirement/</link>
	<pubDate>Thu, 23 May 2024 13:56:24 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-291-prosperity-in-retirement/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284808/c1e-4j408t1v1mkbmvro3-8doz8v11ir28-u0doji.mp3" length="33711288" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 290 Tuition Tactics</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-290-tuition-tactics/</link>
	<pubDate>Mon, 06 May 2024 17:51:49 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-290-tuition-tactics/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284809/c1e-q6p3ntd0dwka7mzjp-0v7301oocv6-f1ux1o.mp3" length="37052654" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 289 Solopreneur Tax Tips</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-289-solopreneur-tax-tips/</link>
	<pubDate>Tue, 09 Apr 2024 20:22:45 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-289-solopreneur-tax-tips/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284810/c1e-j6x8wt5d5ogap3on9-kpnzo3vzfgn-ltouzt.mp3" length="28022400" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 288 Credit Cards: Multiplying Effects</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-288-credit-cards-multiplying-effects/</link>
	<pubDate>Mon, 01 Apr 2024 22:36:24 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-288-credit-cards-multiplying-effects/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284811/c1e-n6r79tdrd6vidw7o1-dmx9jn09t70w-p46sby.mp3" length="37511152" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 287 Structuring YOUR Business</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-287-structuring-your-business/</link>
	<pubDate>Fri, 22 Mar 2024 16:21:49 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-287-structuring-your-business/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284812/c1e-m6953tqgqp8hx615o-dmx9jn0gskv3-mlfbfb.mp3" length="29631728" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 286 Identity Theft</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-286-identity-theft/</link>
	<pubDate>Thu, 14 Mar 2024 21:15:29 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-286-identity-theft/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284813/c1e-r6g9mtw1w47fg5n8j-9j38gvzoiqm9-au6nrw.mp3" length="29201952" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 285 Fee-Only Insights</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-285-fee-only-insights/</link>
	<pubDate>Mon, 11 Mar 2024 14:54:38 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-285-fee-only-insights/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284814/c1e-dpj07hmgmx2f3nw4q-5zdmq4n7bnnj-neszto.mp3" length="23491440" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 284 NIL&#8217;s Possibilities</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-284-nils-possibilities/</link>
	<pubDate>Fri, 01 Mar 2024 15:47:48 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-284-nils-possibilities/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284815/c1e-vovm8t7o7vzh4jdgk-25mr8q92umj3-4xtmy2.mp3" length="37765560" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 283 Rollovers Made Easy</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-283-rollovers-made-easy/</link>
	<pubDate>Mon, 26 Feb 2024 17:39:20 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-283-rollovers-made-easy/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284816/c1e-x9k1pa9n9xxfr2zxp-gp9nj1grhg02-p51mgu.mp3" length="19489205" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 282 Investment Blunders</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-282-investment-blunders/</link>
	<pubDate>Tue, 20 Feb 2024 20:40:05 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-282-investment-blunders/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284817/c1e-x9k1pa9n9x7cr2z9g-okj50nx1tw90-0lidwa.mp3" length="20674674" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 281 Insurance for Future Protection</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-281-insurance-for-future-protection/</link>
	<pubDate>Fri, 09 Feb 2024 16:51:56 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-281-insurance-for-future-protection/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284818/c1e-1j23gt5p54zh4m17j-9j38gvzdujw7-fpwra4.mp3" length="27737400" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 280 Unique Career Finance</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-280-unique-career-finance/</link>
	<pubDate>Thu, 08 Feb 2024 13:57:20 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-280-unique-career-finance/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284819/c1e-r6g9mtw1w46tg578j-qdvkpg3zcp6-haggyp.mp3" length="23387712" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 279 Estate Planning Perspectives</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-279-estate-planning-perspectives/</link>
	<pubDate>Mon, 29 Jan 2024 21:41:38 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-279-estate-planning-perspectives/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284820/c1e-q6p3ntd0dwgi7mvx1-mkwv9r5ns62d-blnwx9.mp3" length="24004278" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 278 Homebuying Aspirations</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-278-homebuying-aspirations/</link>
	<pubDate>Fri, 19 Jan 2024 16:52:38 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-278-homebuying-aspirations/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284821/c1e-q6p3ntd0dw0t75194-kpnzo3vrbwpm-bxflsj.mp3" length="36372264" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 277 Couple&#8217;s Wealth: One Language</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-277-couples-wealth-one-language/</link>
	<pubDate>Fri, 12 Jan 2024 15:48:02 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-277-couples-wealth-one-language/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284822/c1e-5jqnvt19132fr9pvo-kpnzo3vrbvpo-gywqti.mp3" length="32530416" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 276 Cashflow Resolution Secrets</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-276-cashflow-resolution-secrets/</link>
	<pubDate>Wed, 10 Jan 2024 20:43:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-276-cashflow-resolution-secrets/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284823/c1e-9xgzktd8d1kto9r0r-xxgnkr1pt324-posdoe.mp3" length="28764720" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 275 Family Tax Essentials</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-275-family-tax-essentials/</link>
	<pubDate>Thu, 28 Dec 2023 22:06:32 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-275-family-tax-essentials/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284824/c1e-r6g9mtw1w0phg50mj-1p792z3ntjxr-8zckt1.mp3" length="27538176" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 274 Impactful Giving</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-274-impactful-giving/</link>
	<pubDate>Fri, 15 Dec 2023 23:18:18 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-274-impactful-giving/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284825/c1e-2j891tm3m49hm26d4-z3pg1n85c930-pyivz7.mp3" length="22111248" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 273 Social Security Mastery</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-273-social-security-mastery/</link>
	<pubDate>Mon, 11 Dec 2023 20:12:59 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-273-social-security-mastery/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284826/c1e-vovm8t7o74nb4jkkk-0v73013dfvo3-h6o8io.mp3" length="26963232" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 272 Wellness Wealth Synergy</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-272-wellness-wealth-synergy/</link>
	<pubDate>Wed, 06 Dec 2023 17:18:51 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-272-wellness-wealth-synergy/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284827/c1e-j6x8wt5d5p1hp3pk9-z3pg1ngzhnkr-rnwdrp.mp3" length="30412104" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 271 Good Credit/Bad Credit</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-271-good-credit-bad-credit/</link>
	<pubDate>Wed, 22 Nov 2023 19:17:09 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-271-good-credit-bad-credit/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284828/c1e-g6jgqtm2m5vixkdrq-gp9nj1n2s9k3-oz2mxa.mp3" length="24827016" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 270 Using a 529 For Your Kid&#8217;s Future</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-270-using-a-529-for-your-kids-future/</link>
	<pubDate>Tue, 21 Nov 2023 18:08:32 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-270-using-a-529-for-your-kids-future/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284829/c1e-7j8g5t9j9z4bqpnvo-0v730132cwom-mbrjdk.mp3" length="20097504" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 269 The Future of Healthcare</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-269-the-future-of-healthcare/</link>
	<pubDate>Fri, 10 Nov 2023 17:19:33 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-269-the-future-of-healthcare/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284830/c1e-4j408t1v1o1umzkvk-xxgnkrn8f9m0-kq2msv.mp3" length="37550352" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 268 Healthcare and Your Money</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-268-healthcare-and-your-money/</link>
	<pubDate>Mon, 06 Nov 2023 15:30:07 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-268-healthcare-and-your-money/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284831/c1e-vovm8t7o745f4nvq6-1p792z9dud2x-atazyt.mp3" length="22860547" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 267 Navigating Financial Planning for Aging Parents</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-267-navigating-financial-planning-for-aging-parents/</link>
	<pubDate>Thu, 02 Nov 2023 16:23:36 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-267-navigating-financial-planning-for-aging-parents/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284832/c1e-x9k1pa9n97ksr8n66-jpn1xo12f9g-bqutzs.mp3" length="21775608" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 266 Financial Planning for Divorce</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-266-financial-planning-for-divorce/</link>
	<pubDate>Tue, 24 Oct 2023 20:04:37 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-266-financial-planning-for-divorce/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284833/c1e-6j8mptoxo0nh56d14-okj50n5waxg2-hxh1yj.mp3" length="31641307" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 265 Single Stock Risks</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-265-single-stock-risks/</link>
	<pubDate>Fri, 06 Oct 2023 19:32:58 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-265-single-stock-risks/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284834/c1e-9xgzktd8dvjuomx0x-0v73013kajm3-avpdxj.mp3" length="19298707" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 264 Kids and Money</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-264-kids-and-money/</link>
	<pubDate>Thu, 10 Aug 2023 19:00:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-264-kids-and-money/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284835/c1e-6j8mptoxo0jb56mmq-7zx18v19imx-m3psfr.mp3" length="35339201" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 263 Do you have enough to retire?</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-263-do-you-have-enough-to-retire/</link>
	<pubDate>Thu, 03 Aug 2023 19:00:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-263-do-you-have-enough-to-retire/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284836/c1e-1j23gt5p5k8h4dow3-v6prv3r4a7q4-jlow4i.mp3" length="30377249" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 262 Are Your Employee Benefits on Point?</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-262-are-your-employee-benefits-on-point/</link>
	<pubDate>Thu, 27 Jul 2023 19:30:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-262-are-your-employee-benefits-on-point/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284837/c1e-k6ovxtg9gk7axgp2v-34m05v07ukqx-wc1pqg.mp3" length="28024613" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 261 Insure YOUR Legacy!</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-261-insure-your-legacy/</link>
	<pubDate>Thu, 20 Jul 2023 19:00:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-261-insure-your-legacy/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284838/c1e-m6953tqgq27cog89m-pkv7nm7xiwg5-i4tusu.mp3" length="29175637" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 260 HERE&#8217;S WHAT&#8217;S COMING NEXT!</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-260-heres-whats-coming-next/</link>
	<pubDate>Wed, 21 Dec 2022 15:19:27 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-260-heres-whats-coming-next/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284839/c1e-x9k1pa9n97oin7wdk-kpnzo3znajoj-zmy1aw.mp3" length="35952456" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 259 SPENDING DURING THE HOLIDAYS</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-259-spending-during-the-holidays/</link>
	<pubDate>Sun, 11 Dec 2022 21:57:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-259-spending-during-the-holidays/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://static1.squarespace.com/static/5722324f746fb99e4ce1fbd9/t/6398f52e7fba104e67c1bc8e/1670968664496/SESTINA+12.11.22+UPDATED.MP3" length="36265906" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 258 ARE YOU WORRIED ABOUT PROTECTING YOUR HOME?</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-258-are-you-worried-about-protecting-your-home/</link>
	<pubDate>Sun, 04 Dec 2022 17:05:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-258-are-you-worried-about-protecting-your-home/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://static1.squarespace.com/static/5722324f746fb99e4ce1fbd9/t/63921946371fab4141138f40/1670519147544/SESTINA+12.04.2022.MP3" length="36279718" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 257 Social Security Benefits</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-257-social-security-benefits/</link>
	<pubDate>Sun, 20 Nov 2022 23:00:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-257-social-security-benefits/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://static1.squarespace.com/static/5722324f746fb99e4ce1fbd9/t/63867375cd9fa026f9728c87/1669755818622/SESTINA+11.20.22.MP3" length="36311483" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 256 GENERALLY SPEAKING</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-256-generally-speaking/</link>
	<pubDate>Sun, 13 Nov 2022 16:40:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-256-generally-speaking/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://static1.squarespace.com/static/5722324f746fb99e4ce1fbd9/t/6377971ccbaed7533d18d215/1668781894862/SESTINA+11.13.22+UPDATED+2.MP3" length="35465096" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 255 YOUR FIRST JOB</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-255-your-first-job/</link>
	<pubDate>Sun, 06 Nov 2022 15:33:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-255-your-first-job/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://static1.squarespace.com/static/5722324f746fb99e4ce1fbd9/t/636e6b283702845c6f9b3485/1668180808769/SESTINA+11.06.22.MP3" length="36145971" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 254 YOUR ESTATE PLAN</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-254-your-estate-plan/</link>
	<pubDate>Sun, 30 Oct 2022 14:50:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-254-your-estate-plan/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284845/c1e-n6r79tdrdprc9z4vq-v6prv3rvtr7z-lbjkai.mp3" length="36176064" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 253  ASSET LOCATION &#038; TAX DIVERSITY</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-253-asset-location-tax-diversity/</link>
	<pubDate>Sun, 23 Oct 2022 16:53:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-253-asset-location-tax-diversity/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284846/c1e-r6g9mtw1w0gt2k5j2-0v730138bv5w-jiejfc.mp3" length="36290208" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 252 OPEN ENROLLMENT SEASON</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-252-open-enrollment-season/</link>
	<pubDate>Sun, 16 Oct 2022 16:14:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-252-open-enrollment-season/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://static1.squarespace.com/static/5722324f746fb99e4ce1fbd9/t/6356cc85b97d9a6ecd27b5b8/1666632857061/SESTINA+10.16.22+UPDATED.MP3" length="36041941" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 251 AMASS AND PASS</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-251-amass-and-pass/</link>
	<pubDate>Sun, 09 Oct 2022 14:23:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-251-amass-and-pass/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284848/c1e-1j23gt5p5z7ixv926-9j38gv8gfmxv-kibrmd.mp3" length="36216188" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 250 HEALTHCARE TIPS</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-250-healthcare-tips/</link>
	<pubDate>Fri, 07 Oct 2022 14:22:32 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-250-healthcare-tips/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284849/c1e-m6953tqgqvkawq9nw-kpnzo3zoiwq3-bfxeby.mp3" length="35957095" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 249 Financial Leakage</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-249-financial-leakage/</link>
	<pubDate>Fri, 30 Sep 2022 14:00:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-249-financial-leakage/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284850/c1e-8j817to1o4kc1d85r-47mn4qn9hkm-ryo5tv.mp3" length="36051930" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 248 THE ENTREPRENEUR IN YOU</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-248-the-entrepreneur-in-you/</link>
	<pubDate>Sun, 18 Sep 2022 14:48:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-248-the-entrepreneur-in-you/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://static1.squarespace.com/static/5722324f746fb99e4ce1fbd9/t/632dc6f5afaa4877c12db4d4/1663944482692/SESTINA+091822.MP3" length="36072828" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 247 ADJUSTABLE MORTGAGE RATES</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-247-adjustable-mortgage-rates/</link>
	<pubDate>Fri, 16 Sep 2022 19:17:55 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-247-adjustable-mortgage-rates/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284852/c1e-z0187f7r768aokmjo-6zqg87g0fox7-612lzm.mp3" length="36222499" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 246 KIDS LOVE MONEY</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-246-kids-love-money/</link>
	<pubDate>Sun, 28 Aug 2022 16:38:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-246-kids-love-money/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://static1.squarespace.com/static/5722324f746fb99e4ce1fbd9/t/6312316eb64aff17d310b5f3/1662136735290/SESTINA+8.28.22.MP3" length="36086203" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 245 MONEY MAIL BAG</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-245-money-mail-bag/</link>
	<pubDate>Sun, 21 Aug 2022 13:52:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-245-money-mail-bag/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284854/c1e-vovm8t7o707iwzjkw-jpn1xo1ps8mj-qfwole.mp3" length="36402221" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 244 SCHOOL PENSIONS</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-244-school-pensions/</link>
	<pubDate>Sun, 14 Aug 2022 16:00:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-244-school-pensions/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284855/c1e-1j23gt5p5znax1xxg-ndv2r02dbdmg-iugpcp.mp3" length="27214810" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 243 INVESTING IN GOLD</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-243-investing-in-gold/</link>
	<pubDate>Sun, 07 Aug 2022 17:02:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-243-investing-in-gold/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284856/c1e-dpj07hmgmd9tpd4rw-gp9nj1nvu730-tkhezg.mp3" length="36385044" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 242 MORE LOAN FORGIVENESS</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-242-more-loan-forgiveness/</link>
	<pubDate>Fri, 05 Aug 2022 15:31:40 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-242-more-loan-forgiveness/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284857/c1e-q6p3ntd0dmkb0v29j-xxgnkrnjfokv-q4dxfp.mp3" length="36045661" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>

<item>
	<title>Ep: 241 CHIP SHORTAGE</title>
	<link>https://www.managingtobewealthy.com/podcast/ep-241-chip-shortage/</link>
	<pubDate>Sun, 24 Jul 2022 16:31:00 +0000</pubDate>
	<dc:creator><![CDATA[John E. Sestina and Company]]></dc:creator>
	<guid isPermaLink="false">https://work.splitreef.com/client/development/john-e-sestina-company/podcast/ep-241-chip-shortage/</guid>
	<description><![CDATA[]]></description>
	<itunes:subtitle><![CDATA[]]></itunes:subtitle>
	<content:encoded><![CDATA[]]></content:encoded>
	<enclosure url="https://episodes.castos.com/68960f64417d69-07352036/2284858/c1e-j6x8wt5d5zgtn1k45-z3pg1ngnb5p-k7lxhl.mp3" length="35874716" type="audio/mpeg"></enclosure>
	<itunes:summary><![CDATA[]]></itunes:summary>
	<itunes:explicit>false</itunes:explicit>
	<itunes:block>no</itunes:block>
	<itunes:duration>0:00</itunes:duration>
	<itunes:author><![CDATA[John E. Sestina and Company]]></itunes:author>	<googleplay:description><![CDATA[]]></googleplay:description>
	<googleplay:explicit>No</googleplay:explicit>
	<googleplay:block>no</googleplay:block>
</item>
	</channel>
</rss>
