Retirement

Ep 081: The Single Person's Guide to Retirement

The single person's guide to retirement:
- Creating a strong and obvious path for those you leave behind
- Having a plan to distribute your assets and collections
- Protecting your assets from memory loss, or disability
- Setting the safety net for loved ones: Are your beneficiaries in place?
- The different faces of Long-Term Care Insurance: Is it right for you?
- Creative housing ideas, and the impact of changing income streams

Ep 080: What Does Financial Freedom Look Like for You?

What does financial freedom look like for you?
- On your radar: How much do you need, and how to get there
- Reviewing insurance and healthcare needs, taxes, and spousal health
- Staying employable while you’re living independently
- The affect your decision will have on your housing
- Required minimum distribution rules, and when to retire
- Understanding the relationship between your habits and your future

Ep 079: Tackling Your Financial Laundry List

Tackling Your Financial Laundry List
- Does being wealthy mean you don’t need a financial advisor?
- Efficient planning tools to get the best result
- So! You’ve saved enough!...Now what?
- Healthcare costs: stretching your dollar to manage efficiently
- Social Security savvy
- Cash reserve vs. cash flow: Know the difference
- Key things you should do BEFORE you retire
- Your Home: How to use it to your advantage

Ep 078: RMD’s: The Benefits and Consequences to Early Planning

RMD’s: The benefits and consequences to early planning
- How much, and when should you withdrawal?
- Be aware: Penalties, taxes and deadlines
- RMD strategies while you’re still working
- Donating your distribution
- Spousal or non-spousal inheritance advice
- Annuities and the relationship to your traditional IRA and 401k

Ep 077: Finding Financial Peace of Mind

Finding financial peace of mind:
- What can you do to prepare for the unexpected?
- What’s your legacy in family, health and business?
- Where’s your money going, and why?
- Save early and often, even if it’s a little bit!
- Understanding your tax return
- The significance of hiring a financial planning professional

Ep 065: Mid-Year Financial Plan Review

The power of a mid-year review of your financial plan:
- Tips to staying on track in an emergency
- What retirement plans does your employer offer, and are you contributing enough?
- The power of automation: Pay yourself first
- Tools and Techniques for business owners
- Insurance: Tips to recognizing questions you need to ask your agent

Ep 064: Strategies to Early Retirement

Strategies to early retirement:
- How will you spend your time, and what will it cost you?
- The importance of knowing your living expenses
- How to know if it’s manageable financially and physically
- Consider diversifying streams of income
- Let’s talk insurance: will your healthcare costs go up?
- The consequences to taking Social Security early

Ep 059: Real Estate in Retirement

- Is a strong dollar good or bad for retirees’ portfolios?
- Debt: The impact on your financial plan
- Is this your "forever" home? Things to consider when you want to remain there as you age
- Rent or own: Can you afford a home, the upkeep and taxes? Test drive your budget before you consider relocation
- What you need to know about Continuing Care Retirement Communities

 

Ep 056: Are You Ready to Retire?

Retirement strategies for business owners:
- The importance of paying yourself first
- Scare tactics scammers uses to steal your tax return, and things the IRS will NEVER do
- Retirement planning tools to consider
- Are all your eggs in one basket?
- Does your business retire when you do?  The importance of a succession plan

Ep 054: Gathering Data for Your Financial Plan

Data gathering: The simple solution to good financial planning
- Catching key mistake before tax time
- De-clutter your life: What to save and how to store documents
- Managing deductible and non-deductible IRA contributions
- When to step back and re-consider your investment allocation
- Assessing your Social Security statement
- Considerations when rolling over your 401k or 403b to an IRA
- Consolidating your wallet and assessing your accounts

Ep 052: Taxes and Retirement

Taxes and Retirement: Build a plan around great timing:
- The various types of income you can expect to be taxed in retirement
- Which deductions will disappear when you retire?
- Choosing the magical age to stop working
- Be smart! Track your medical expenses to reduce your taxes
- When is it time to start taking Social Security benefits?
- Strategies to help you squeeze more from the tax law

Ep 050: Buy a Home or Save for Retirement?

Financial decisions to change your future: Buy a home or save for retirement?:
- Are you prepared for the financial commitment of owning a home?
- Fork in the road: High ticket interest, versus interest earned on savings
- The huge impact of missing just one year of savings
- Learning the art of delayed gratification
- Unique ways to teaching your kids how to save
- The building of an entrepreneur!

Ep 021: Diversifying Your Sources of Income

Protect your pension and keep your hands on the wheel!

Diversifying your sources of income and preparing for retirement

- New pension rules and savvy tips for retirement plans
- How to maintain a diversified portfolio
- The key differences in employer retirement plans
- How to protect your retirement during a major life change

Ep 020: How the Proposed Healthcare Bill Will Affect You

Listen as our hosts discuss the following topics:
- How much should you contribute to your 401k?
- Strategies to consolidate multiple emloyee retirement plans
- How the new proposed healthcare bill will effect you
- Pre-existing conditions and the uninsured: Will you lose your health coverage?