Cash Flow

Ep 082: Your Holiday Financial Planning List, of DO’s and DON’T’S

Your holiday financial planning list, of DO’s and DON’T’S:
- DON’T fall prey to seasonal marketing
- DO evaluate each holiday: Plan ahead, and avoid impulse shopping
- DO research online versus retail shopping
- DO get creative: Rewards programs, coupons, Lay Away and apps
- DO pay yourself first…automatically
- DO take advantage of end-of-the season sales
- DON’T rack up credit card debt
- DON’T forget life events while you plan for holidays

Ep 079: Tackling Your Financial Laundry List

Tackling Your Financial Laundry List
- Does being wealthy mean you don’t need a financial advisor?
- Efficient planning tools to get the best result
- So! You’ve saved enough!...Now what?
- Healthcare costs: stretching your dollar to manage efficiently
- Social Security savvy
- Cash reserve vs. cash flow: Know the difference
- Key things you should do BEFORE you retire
- Your Home: How to use it to your advantage

Ep 077: Finding Financial Peace of Mind

Finding financial peace of mind:
- What can you do to prepare for the unexpected?
- What’s your legacy in family, health and business?
- Where’s your money going, and why?
- Save early and often, even if it’s a little bit!
- Understanding your tax return
- The significance of hiring a financial planning professional

Ep 064: Strategies to Early Retirement

Strategies to early retirement:
- How will you spend your time, and what will it cost you?
- The importance of knowing your living expenses
- How to know if it’s manageable financially and physically
- Consider diversifying streams of income
- Let’s talk insurance: will your healthcare costs go up?
- The consequences to taking Social Security early

Ep 057: Dependent Planning 101

Dependent planning 101
- Are you someone’s guardian? Why you need to have a sound financial plan in place
- The importance of having conversations, and the tough questions to ask
- Critical issues surrounding life events of dependents, and the expenses that are associated
- The impact on your cash flow
- Weddings: the best way to calculate the potential expense
- Should you provide a cash gift to your child?
- The importance of enlisting the professional help of a Certified Financial Planner

Ep 047: Riding the Wild Stock Market

Strategies to navigating the market:
- What is a Robo Advisor?
- Trade or Invest: Where to start
- Breathe through market volatility with a real financial plan
- Why it's important to focus on your own risk
- Cash flow, why is it relevant?
- Is your advisor a true fiduciary?

Ep 041: Health Insurance and Medicare Tips

- Tax reform: The new rules, and their possible effect on your financial plan
- Holiday spending: Don’t fall prey to overspending!
- Health insurance strategies to better manage “Open Enrollment,” and the variety of health insurance options
- A 26th birthday brings a need for change: What should you look for in types of insurance, co-pays, and a plan to cover all health expenses?
- Should you choose a membership based insurance association rather than an agent?