Ep 094: Interview with Interview with Lawrence Funderburke

Lawrence Funderburke has dedicated his life and career to helping people to reshape their values about money, creating programs for today’s underprivileged youth, and those interested in better understanding the psychology of their financial patterns. He and host, Stephen Lukan, visit the the “5 T’s”, and strategies to refining your habits through the concept of “values versus value proposition”, and the fundamental, primitive instincts we use to managing our income.

Ep 091: Are You Susceptible to Fraud and Elder Abuse?

Are You Susceptible to Fraud and Elder Abuse?
- Knowledge is power: Stay on top of your accounts!
- Studies show that relatives can be predators
- Resources to keep on hand when you need help
- Phone scammers: No more “Mr. Nice Guy”!
- Test messages and emails: Don’t click that link!
- “Skimming” alert: How to avoid it at the ATM
- US Postal Service: An alert for your incoming mail

Ep 085: Tax Planning Tips for the End of 2018

Tax planning tips for the end of 2018
- Tax law changes and what you need to know
- Creative tax planning through charitable giving: The Donor Advised Fund
- Exercising your options in retirement planning: The Roth Conversion
- Tips to taking your Required Minimum Distribution (RMD)
- Did you receive a bonus this year?

Planner Interview: John Sestina on Market Volatility

You’ve likely noticed a resurgence in market volatility recently which -after nearly a decade of a steady market- may leave you feeling a bit surprised, uncertain, or overwhelmed.   We tackle this head on in the first installment of our Financial Planner Interview Series through a candid conversation with our founder, John Sestina, on how to manage not just your portfolio, but your emotions during periods of market volatility.

We invite you to listen to the interview to learn more about:

-       How to find emotional balance and peace of mind during volatile times.

-       Steps to take now, and ahead of time to better prepare for volatile markets.

-       The difference between investing and financial planning.

Ep 084: Savings Opportunities During Open Enrollment

Savings Opportunities During Open Enrollment
- Automatic enrollment: Investigate your employer plan
- How is your money invested in your 401k plan?
- Does your company automatically increase your contributions?
- Other ways to save: Learn about the different tools available
- Discipline, and the financial mistakes to avoid
- Employer life insurance: Understanding your policy and your needs
- Legal fees: Creative tools to pay for advice

Ep 083: Medicare Open Enrollment

Medicare Open Enrollment
- Work with your doctor to evaluate your needs
- How to avoid high premiums for you and your spouse
- What is a Health Savings Account
- Life Insurance: Private or employer policy, which is better
- Health Insurance Plan: Where should you shop for coverage?
- HMO, PPO, EPO, POS Insurance: Weighing the variables
- Medicare Part D: What do you need and the best way to pay for medications
- Supplemental programs to cover your out of pocket expenses

Ep 082: Your Holiday Financial Planning List, of DO’s and DON’T’S

Your holiday financial planning list, of DO’s and DON’T’S:
- DON’T fall prey to seasonal marketing
- DO evaluate each holiday: Plan ahead, and avoid impulse shopping
- DO research online versus retail shopping
- DO get creative: Rewards programs, coupons, Lay Away and apps
- DO pay yourself first…automatically
- DO take advantage of end-of-the season sales
- DON’T rack up credit card debt
- DON’T forget life events while you plan for holidays

Ep 081: The Single Person's Guide to Retirement

The single person's guide to retirement:
- Creating a strong and obvious path for those you leave behind
- Having a plan to distribute your assets and collections
- Protecting your assets from memory loss, or disability
- Setting the safety net for loved ones: Are your beneficiaries in place?
- The different faces of Long-Term Care Insurance: Is it right for you?
- Creative housing ideas, and the impact of changing income streams

Ep 080: What Does Financial Freedom Look Like for You?

What does financial freedom look like for you?
- On your radar: How much do you need, and how to get there
- Reviewing insurance and healthcare needs, taxes, and spousal health
- Staying employable while you’re living independently
- The affect your decision will have on your housing
- Required minimum distribution rules, and when to retire
- Understanding the relationship between your habits and your future

Ep 079: Tackling Your Financial Laundry List

Tackling Your Financial Laundry List
- Does being wealthy mean you don’t need a financial advisor?
- Efficient planning tools to get the best result
- So! You’ve saved enough!...Now what?
- Healthcare costs: stretching your dollar to manage efficiently
- Social Security savvy
- Cash reserve vs. cash flow: Know the difference
- Key things you should do BEFORE you retire
- Your Home: How to use it to your advantage

Ep 078: RMD’s: The Benefits and Consequences to Early Planning

RMD’s: The benefits and consequences to early planning
- How much, and when should you withdrawal?
- Be aware: Penalties, taxes and deadlines
- RMD strategies while you’re still working
- Donating your distribution
- Spousal or non-spousal inheritance advice
- Annuities and the relationship to your traditional IRA and 401k

Ep 077: Finding Financial Peace of Mind

Finding financial peace of mind:
- What can you do to prepare for the unexpected?
- What’s your legacy in family, health and business?
- Where’s your money going, and why?
- Save early and often, even if it’s a little bit!
- Understanding your tax return
- The significance of hiring a financial planning professional