Managing to be Wealthy: 01/07/18

Tips to helping you build your financial plan for the New Year:
- Get a full view of the financial “you”: Locate and review your tax return, insurance documents, pay stubs, and other paperwork
- Review your employee retirement contributions annually
- Insurance needs change: Meet with your agent to discuss life changing events that may afford you discounts
- Are you prepared for a financial crisis? Prepare for loss of income and potential identity fraud
- Be proactive: Make sure that the right people are in line to inherit your nest egg

Managing to be Wealthy: 12/10/17

- Tax reform: The new rules, and their possible effect on your financial plan
- Holiday spending: Don’t fall prey to overspending!
- Health insurance strategies to better manage “Open Enrollment,” and the variety of health insurance options
- A 26th birthday brings a need for change: What should you look for in types of insurance, co-pays, and a plan to cover all health expenses?
- Should you choose a membership based insurance association rather than an agent?

Managing to be Wealthy: 11/12/17

Don’t wait until the last minute to start tax planning:
- Get ready early for the upcoming holidays
- Withholding tips
- Managing a windfall, or job transitions
- Age 70½ ? …It’s time to form a strategy!
- 529 accounts; The gift that keeps on giving
- What does the new tax bill mean for you?
- The importance of building a relationship with a great professional
- Employee stock options: Tax treatments and other factors to consider

Managing to be Wealthy: 10/15/17

The importance of good financial planning:
- Having the right estate documents doesn’t necessarily mean your wishes are clear
- Protect your estate from excessive taxes
- Life and relationships change: Review and update your documents often
- The impact of hiring a competent estate planning professional
- Surprises aren’t a good thing: Discuss your wishes, while you’re still around!
- Health Savings Accounts (HSAs): A valuable tool to pay medical expenses and save for retirement